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Turning the Tides through Development Cooperation Skills Development Mathews Ochieng Msumba, famously known as 'Jawaya' operates OK Garage in Kisumu. The garage is famous for all its motor vehicle services and has produced various apprentice trainees. OK garage was identified by Pamoja as an industry player in the initial phases of the S4J project to provide Motor Vehicle Mechanic trainees with attachment. The garage has had a similar arrangement of apprenticeship training with Undugu Society, among other partners. When Pamoja reached out to the garage in September 2021, we were not sure whether our concept of apprenticeship would sail through given that other development partners pay the industry players for every trainee attached, and this is not the case with our model. However, out of the usual practice of supporting the vulnerable and contributing to the empowerment of youth in Kisumu, the garage agreed to our concept." Previously, we hired spray painting machine to attend to our customer needs. The daily cost of hiring minus fuel and painter ranges between 800 – 1000 shillings. Now we don’t spend on hiring machine. In fact, we now lend out our machine to other neighbors at a cost when we do not have spray paint work. The machine brings money whether we have spray panting work or not. Even with the past arrangement with other partners, we have not had such assets given to us. We sincerely appreciate this gesture and commit to providing opportunities for the trainees to practice here” Says Jawaya." OK Garage provided attachment opportunities to 5 MVM trainees for the January–April 2022 cohort, and another 5 trainees are currently undergoing their internship at the garage. An opportunity that Jawaya describes as an avenue to give back to society and a tradition they are not letting go any time soon." In our new model of supporting a select number of industry players as they provide apprenticeships, Ok Garage was recently provided with a new heavy-duty spray painting machine in June 2022. The need for this machine was identified through our regular visits and follow-up with attached trainees and validated through Jawaya and team consent. \"As a recommendation, I urge that you consider an arrangement where you bring us fresh or new trainees.\" We train them here and you register them for NITA grade test III exams. I believe this would be the best approach for fast learners and will provide much needed practical skills from the onset." More Stories Skills Development Turning the Tides through Development Cooperation Read More Peace and Governance Turning Pain into Peace Read More Skills and Development Hillary Kawa Sore Read More Skills and Development My Move to start own business ignited by Pamoja skills training Read More Skills and Development Pamoja changed my Life Read More Skills and Development Reconnecting to my business dream through development partnership Read More

Reconnecting to my business dream through development partnership Skills and Development The knowledge acquired from the training is helping me to better plan, set goals for my business and engage with my customers effectively. The overlock machine has increased the quality of my work. I can now do quality finishing on my products. I even earn some money from my fellow tailors-turned-customers who bring their clothes for overlock. I charge 40-50 shillings for overlocking one piece of cloth. This has guaranteed some level of income alongside the quality of my work. I see myself growing and attracting more customers. My income has improved and I look forward to establishing ‘ Ouya Textiles Company’ in future. Says Ouya. Amos Ouya is a 49-year-old middle-aged tailor from Kisumu. He is married to Monica Atieno and has five children. Mr. Ouya runs a garment making shop at Ekwanda shopping center in Maseno, Kisumu. This business he started in early 2000 having learnt some tailoring skills in primary home science and further acquiring skills in dress making through apprenticeship both in Nairobi and Kisumu. Ouya holds a theology diploma in Bible in Mission from Nairobi Great Commission School. We both run the garment making shop with my wife, who is a KNEC-certified tailor. For many years of practicing garment making, I desired to be a certified tailor to prove my ability given the longstanding experience in this field. Sometimes we joked about it with my wife, who is certified dressmaker…. although I have more experience. Lack of a certificate lowered my self-esteem in negotiating business deals with customers. Thanks to Pamoja for your scholarship program. I sat for my NITA Grade Test III assessment in May 2022 at Mariwa Vocational Training Center and I am determined to further my studies, "says Ouya. Ouya is part of the 118 up-skillers enrolled in the Skills for Jobs (S4J) project for the period, January–April 2022. As an apprentice, he also benefited from Business Finance Management (BFM) training and was awarded a business toolkit of an overlock machine. The overall objective of the S4J project is to improve the employability and economic opportunities of young men and women in Kisumu, Bungoma, and Siaya Counties. The goal of the BFM and soft skills training is to provide participants with practical knowledge and tools in business, finance, and business planning. Ouya currently provides attachment to tailoring and dress making trainees from Mariwa Vocational Training Center. He considers this an opportunity not only for learning by the trainees but platform to enhance publicity of his enterprise. "Thank you to Pamoja, you have made me proud. Keep up the good job and support many to address both technical and capital needs to start or grow their businesses.” More Stories Skills Development Turning the Tides through Development Cooperation Read More Peace and Governance Turning Pain into Peace Read More Skills and Development Hillary Kawa Sore Read More Skills and Development My Move to start own business ignited by Pamoja skills training Read More Skills and Development Pamoja changed my Life Read More Skills and Development Reconnecting to my business dream through development partnership Read More

< Back Capacity Building for MSMEs Within Mariculture Value Chains at the Kenyan Coast Location Kwale County, Tana-River County, Mombasa County, Kilifi County, Lamu County Location Climate Change Mitigation and Adaptation Blue economy project is premised on the partnership of the EU and Government of Kenya (GoK) to advance blue economy agenda through coastal development as commonly known “Go Blue” and Germany through GIZ is one of the implementing partners. The overall goal of the project is to contribute to coastal economic development in an inclusive, integrated, participatory and sustainable manner that will strengthen sustainable blue economy value chains through skill development and matching. The project targets 1400 MSMEs with strong inclination to; youth, youth, vulnerable from kwale, Tana-River, Mombasa, Kilifi and Taita-Taveta counties. This is envisaged to influence improved income and employment of women and youth and equally gravitate the coastal target group to embrace mariculture practices which effectively responds and addresses sustainable climate resilience. Kilifi County Building the Resilience of Small Sized Aquaculture Enterprises Through Entrepreneurial, Financial and Business Management Training View Project Nakuru, Turkana, Nairobi, Migori, and Kisumu Counties Building the Resilience of Small Sized Enterprises to cope with implications of COVID19 View Project Turkana County Strengthening Entrepreneurial Skills for Refugees and Host Communities in Kakuma Refugee Camp and Kalobeyei settlement, Turkana County View Project ​ Building Socio-Economic Resilience among Youth for Sustainable Peace and Cohesion View Project Project donation Donation Account, Kenya Account Name: Pamoja for Transformation Trust Bank: Cooperative Bank of Kenya Account number: 01128635261807 BANK address: P.O Box 4260-00100 Nairobi Branch: Greenhouse mall Branch Code: 153 SWIFT CODE: KCOOKENA Donation Account, Liechtenstein Account name: Pamoja for Transformation e.V. Bank: Liechtensteinische Landesbank AG, Vaduz, Liechtenstein Account number.: 5475.6939.2001 IBAN: LI52 0880 0547 5693 9200 1 BIC: LILALI2XXXX Previous Next

< Back Co-Convenor of the National Peace Actors Forum (PAF) Location National Location Peace and Governance KEY FACTS Region: National Period: 2018 - 2021 Partner: Act Change Transform (ACT!) Donor: Danish International Development Agency - DANIDA CONTEXT PAF is a coordination platform that steers the peace advocacy and policy agenda by bringing together various peace initiatives, organizations, sectors and leaders engaged and promoting peaceful resolution of Kenya’s diverse conflicts through dialogue, research and building of of synergy. The NMF was born out of the need for a collective, consistent and coordinated voice on an inclusive national dialogue. The platform brings together initiatives that have and continue to engage in attempts to resolve the political crisis and conflictin the country following the August 8thelections 2017 and the 26th October 2017 repeat elections. The NMF recognises the Building Bridges Initiativeguided by the 9-point agenda as an opportunity to fast track and actualise the vision of achieving a New Kenyan Nation. ​ PROJECT AIM The NMF is a coordination platform bringing together various peace initiatives, organizations, sectors and leaders engaged and promoting peaceful resolution of Kenya’s political and national conflict through dialogue. Born out of the need for a collective, consistent and coordinated voice on an inclusive national dialogue, the NMF provides a convergence for various actors to proactively seek sustainable solutions under the rallying call “The Kenya we want – towards a JUST, COHESIVE, PROSPEROUS AND PEACEFUL KENYA.” Kilifi County Building the Resilience of Small Sized Aquaculture Enterprises Through Entrepreneurial, Financial and Business Management Training View Project Nakuru, Turkana, Nairobi, Migori, and Kisumu Counties Building the Resilience of Small Sized Enterprises to cope with implications of COVID19 View Project Turkana County Strengthening Entrepreneurial Skills for Refugees and Host Communities in Kakuma Refugee Camp and Kalobeyei settlement, Turkana County View Project ​ Building Socio-Economic Resilience among Youth for Sustainable Peace and Cohesion View Project Project donation Donation Account, Kenya Account Name: Pamoja for Transformation Trust Bank: Cooperative Bank of Kenya Account number: 01128635261807 BANK address: P.O Box 4260-00100 Nairobi Branch: Greenhouse mall Branch Code: 153 SWIFT CODE: KCOOKENA Donation Account, Liechtenstein Account name: Pamoja for Transformation e.V. Bank: Liechtensteinische Landesbank AG, Vaduz, Liechtenstein Account number.: 5475.6939.2001 IBAN: LI52 0880 0547 5693 9200 1 BIC: LILALI2XXXX Previous Next

< Back Mobile-based Early Conflict Warning Location Democracy & Governance Location Peace and Governance Under the Leadership Initiative for Good Governance in Africa (LIGGA) in partnership with the Search for Common Ground (SFCG), Pamoja initiated a mobile phone based platform for Early Conflict Warning... Kilifi County Building the Resilience of Small Sized Aquaculture Enterprises Through Entrepreneurial, Financial and Business Management Training View Project Nakuru, Turkana, Nairobi, Migori, and Kisumu Counties Building the Resilience of Small Sized Enterprises to cope with implications of COVID19 View Project Turkana County Strengthening Entrepreneurial Skills for Refugees and Host Communities in Kakuma Refugee Camp and Kalobeyei settlement, Turkana County View Project ​ Building Socio-Economic Resilience among Youth for Sustainable Peace and Cohesion View Project Project donation Donation Account, Kenya Account Name: Pamoja for Transformation Trust Bank: Cooperative Bank of Kenya Account number: 01128635261807 BANK address: P.O Box 4260-00100 Nairobi Branch: Greenhouse mall Branch Code: 153 SWIFT CODE: KCOOKENA Donation Account, Liechtenstein Account name: Pamoja for Transformation e.V. Bank: Liechtensteinische Landesbank AG, Vaduz, Liechtenstein Account number.: 5475.6939.2001 IBAN: LI52 0880 0547 5693 9200 1 BIC: LILALI2XXXX Previous Next

< Back Strengthening Entrepreneurial Skills for Refugees and Host Communities in Kakuma Refugee Camp and Kalobeyei settlement, Turkana County Location Turkana County Location Skills and Enterprise Development The objective of the project is to empower and strengthen the entrepreneurial skills of micro and small enterprises (MSEs) in both refugee and host communities in Turkana County. The project aims to enhance the income performance of these MSEs and increase their chances of employment opportunities, through provision of technical support, coaching, and entrepreneurship, business and financial training to MSE owners. The support offered is tailored to meet the specific needs of the local market, providing a holistic approach to entrepreneurship development. By strengthening the entrepreneurial skills of MSE owners, the project aims to foster economic growth, create employment opportunities, and contribute to the overall development and prosperity of both refugee and host communities. Kilifi County Building the Resilience of Small Sized Aquaculture Enterprises Through Entrepreneurial, Financial and Business Management Training View Project Nakuru, Turkana, Nairobi, Migori, and Kisumu Counties Building the Resilience of Small Sized Enterprises to cope with implications of COVID19 View Project Turkana County Strengthening Entrepreneurial Skills for Refugees and Host Communities in Kakuma Refugee Camp and Kalobeyei settlement, Turkana County View Project ​ Building Socio-Economic Resilience among Youth for Sustainable Peace and Cohesion View Project Project donation Donation Account, Kenya Account Name: Pamoja for Transformation Trust Bank: Cooperative Bank of Kenya Account number: 01128635261807 BANK address: P.O Box 4260-00100 Nairobi Branch: Greenhouse mall Branch Code: 153 SWIFT CODE: KCOOKENA Donation Account, Liechtenstein Account name: Pamoja for Transformation e.V. Bank: Liechtensteinische Landesbank AG, Vaduz, Liechtenstein Account number.: 5475.6939.2001 IBAN: LI52 0880 0547 5693 9200 1 BIC: LILALI2XXXX Previous Next

< Back Building the Resilience of Small Sized Aquaculture Enterprises Through Entrepreneurial, Financial and Business Management Training Location Kilifi County Location Climate Change Mitigation and Adaptation This project comes against the backdrop of efforts made by county government of Homabay and ABDP- (Aquaculture Business Development Program) to promote adoption of climate resilient practices in fostering expansion of aquaculture as a way reduce overdependence on capture fisheries and improve income and create jobs to women and youths in Homabay county. This targets to build capacity on business and technical aquaculture of 30 aquaculture famers of kadongo self Help Group in order to spur economic well-being and environmental conservation. Kilifi County Building the Resilience of Small Sized Aquaculture Enterprises Through Entrepreneurial, Financial and Business Management Training View Project Nakuru, Turkana, Nairobi, Migori, and Kisumu Counties Building the Resilience of Small Sized Enterprises to cope with implications of COVID19 View Project Turkana County Strengthening Entrepreneurial Skills for Refugees and Host Communities in Kakuma Refugee Camp and Kalobeyei settlement, Turkana County View Project ​ Building Socio-Economic Resilience among Youth for Sustainable Peace and Cohesion View Project Project donation Donation Account, Kenya Account Name: Pamoja for Transformation Trust Bank: Cooperative Bank of Kenya Account number: 01128635261807 BANK address: P.O Box 4260-00100 Nairobi Branch: Greenhouse mall Branch Code: 153 SWIFT CODE: KCOOKENA Donation Account, Liechtenstein Account name: Pamoja for Transformation e.V. Bank: Liechtensteinische Landesbank AG, Vaduz, Liechtenstein Account number.: 5475.6939.2001 IBAN: LI52 0880 0547 5693 9200 1 BIC: LILALI2XXXX Previous Next

< Back Building Effective Response for Peaceful Elections Location Migori, Nairobi Location Democracy & Governance Migori and Nairobi have a history of heightened electoral violence resulting in death, displacement and destruction of property. There is limited coordination between the police and civic peace actors... Kilifi County Building the Resilience of Small Sized Aquaculture Enterprises Through Entrepreneurial, Financial and Business Management Training View Project Nakuru, Turkana, Nairobi, Migori, and Kisumu Counties Building the Resilience of Small Sized Enterprises to cope with implications of COVID19 View Project Turkana County Strengthening Entrepreneurial Skills for Refugees and Host Communities in Kakuma Refugee Camp and Kalobeyei settlement, Turkana County View Project ​ Building Socio-Economic Resilience among Youth for Sustainable Peace and Cohesion View Project Project donation Donation Account, Kenya Account Name: Pamoja for Transformation Trust Bank: Cooperative Bank of Kenya Account number: 01128635261807 BANK address: P.O Box 4260-00100 Nairobi Branch: Greenhouse mall Branch Code: 153 SWIFT CODE: KCOOKENA Donation Account, Liechtenstein Account name: Pamoja for Transformation e.V. Bank: Liechtensteinische Landesbank AG, Vaduz, Liechtenstein Account number.: 5475.6939.2001 IBAN: LI52 0880 0547 5693 9200 1 BIC: LILALI2XXXX Previous Next

< Back Building the Resilience of Small Sized Enterprises to cope with implications of COVID19 Location Nakuru, Turkana, Nairobi, Migori, and Kisumu Counties Location Skills and Enterprise Development The project aims to enhance the entrepreneurial competencies of existing small-sized enterprise (SME) owners in Nakuru, Turkana, Nairobi, Migori, and Kisumu Counties. The specific objectives include retaining existing jobs, increasing employment creation prospects, improving income, and enhancing the well-being of individuals living in poverty. To achieve these objectives, the project will focus on strengthening the entrepreneurial, financial, and business management skills of women and youth owned SME’s. By enhancing their skills and knowledge, these individuals will be better equipped to expand their businesses, increase their income, and withstand economic shocks. Additionally, the project aims to generate employment opportunities by supporting the growth of the small-sized enterprises. Overall, the project seeks to strengthen SMEs, improve livelihoods, and contribute to the achievement of multiple SDGs related to poverty reduction, employment, and gender equality. Kilifi County Building the Resilience of Small Sized Aquaculture Enterprises Through Entrepreneurial, Financial and Business Management Training View Project Nakuru, Turkana, Nairobi, Migori, and Kisumu Counties Building the Resilience of Small Sized Enterprises to cope with implications of COVID19 View Project Turkana County Strengthening Entrepreneurial Skills for Refugees and Host Communities in Kakuma Refugee Camp and Kalobeyei settlement, Turkana County View Project ​ Building Socio-Economic Resilience among Youth for Sustainable Peace and Cohesion View Project Project donation Donation Account, Kenya Account Name: Pamoja for Transformation Trust Bank: Cooperative Bank of Kenya Account number: 01128635261807 BANK address: P.O Box 4260-00100 Nairobi Branch: Greenhouse mall Branch Code: 153 SWIFT CODE: KCOOKENA Donation Account, Liechtenstein Account name: Pamoja for Transformation e.V. Bank: Liechtensteinische Landesbank AG, Vaduz, Liechtenstein Account number.: 5475.6939.2001 IBAN: LI52 0880 0547 5693 9200 1 BIC: LILALI2XXXX Previous Next

< Back Skills and Enterprise Development (SED Main) Location ​ Location Skills and Enterprise Development The project focuses on empowering women and youth by providing them with the necessary skills, networks, capital, and self-confidence to establish and run sustainable, income-earning businesses. The strategy employed by the project aims to address poverty reduction through the strengthening of two types of businesses: Community Saving and Investment Groups: These groups operate small businesses at a subsistence level, enabling their members to meet their basic needs. By supporting these groups, the project aims to enhance their business skills, financial literacy, and access to capital. This assistance allows them to improve their businesses' profitability and sustainability. Disadvantaged Entrepreneurs: The project also targets disadvantaged entrepreneurs who run small market-driven, growth-oriented businesses. By providing them with the necessary support, including training, mentoring, access to capital, and market linkages. Overall, the project's two-fold strategy of supporting community saving and investment groups and disadvantaged entrepreneurs aligns with the goal of poverty reduction by providing opportunities for sustainable income generation, employment creation and economic empowerment for women and youth. Kilifi County Building the Resilience of Small Sized Aquaculture Enterprises Through Entrepreneurial, Financial and Business Management Training View Project Nakuru, Turkana, Nairobi, Migori, and Kisumu Counties Building the Resilience of Small Sized Enterprises to cope with implications of COVID19 View Project Turkana County Strengthening Entrepreneurial Skills for Refugees and Host Communities in Kakuma Refugee Camp and Kalobeyei settlement, Turkana County View Project ​ Building Socio-Economic Resilience among Youth for Sustainable Peace and Cohesion View Project Project donation Donation Account, Kenya Account Name: Pamoja for Transformation Trust Bank: Cooperative Bank of Kenya Account number: 01128635261807 BANK address: P.O Box 4260-00100 Nairobi Branch: Greenhouse mall Branch Code: 153 SWIFT CODE: KCOOKENA Donation Account, Liechtenstein Account name: Pamoja for Transformation e.V. Bank: Liechtensteinische Landesbank AG, Vaduz, Liechtenstein Account number.: 5475.6939.2001 IBAN: LI52 0880 0547 5693 9200 1 BIC: LILALI2XXXX Previous Next

< Back VP Product Apply Now San Francisco, CA, USA Job Type Full Time About the Role This is placeholder text. To change this content, double-click on the element and click Change Content. Want to view and manage all your collections? Click on the Content Manager button in the Add panel on the left. Here, you can make changes to your content, add new fields, create dynamic pages and more. Your collection is already set up for you with fields and content. Add your own content or import it from a CSV file. Add fields for any type of content you want to display, such as rich text, images, and videos. Be sure to click Sync after making changes in a collection, so visitors can see your newest content on your live site. Requirements This is placeholder text. To change this content, double-click on the element and click Change Content. To manage all your collections, click on the Content Manager button in the Add panel on the left. This is placeholder text. To change this content, double-click on the element and click Change Content. To manage all your collections, click on the Content Manager button in the Add panel on the left. This is placeholder text. To change this content, double-click on the element and click Change Content. To manage all your collections, click on the Content Manager button in the Add panel on the left. This is placeholder text. To change this content, double-click on the element and click Change Content. To manage all your collections, click on the Content Manager button in the Add panel on the left. About the Company This is placeholder text. To change this content, double-click on the element and click Change Content. Want to view and manage all your collections? Click on the Content Manager button in the Add panel on the left. Here, you can make changes to your content, add new fields, create dynamic pages and more. You can create as many collections as you need. Your collection is already set up for you with fields and content. Add your own, or import content from a CSV file. Add fields for any type of content you want to display, such as rich text, images, videos and more. You can also collect and store information from your site visitors using input elements like custom forms and fields. Be sure to click Sync after making changes in a collection, so visitors can see your newest content on your live site. Preview your site to check that all your elements are displaying content from the right collection fields. Apply Now

< Back Skills for Jobs Location Western, Coast, Central Kenya Location Skills and Enterprise Development Facts Region: Western, Coast, Central Kenya Period: 2018 - 2022 Donors: atDta Foundation, Christian Martin Foundation, Mariano Foundation, Tarom Foundation, associations and individuals Context SMEs have been facing unprecedented income losses and uncertainties about their future because of business disruptions due to the outbreak of COVID-19. Most SMEs do not have financial reserves to meet expenses during emergencies. It also emerged that many Kenyans do not make savings with only 39% of Kenyans have set aside funds to manage emergencies that arise from loss of income. Deepening income inequality and entrenched regional disparities hinder inclusive economic growth. Youth unemployment rate in Kenya avrages at 35%. Poor women and youth lack skills and access to capital and markets to grow a business and create jobs. Project aim Violence-affected and low-skilled women and young people are enabled to grow their existing small businesses, raise their income, build a livelihood for themselves and their families, and create employment opportunities for others. Strategy The project provides women and young people with the business skills, networks, capital and self-confidence they need to run sustainable, income-earning businesses. The project overall objective is improving employment and economic opportunities for marginalized and vulnerable youth in Kisumu, Siaya and Bungoma County. It seeks to achieve this objective through collaboration with both the public and private sectors. The project's specific focus is on providing employability skills and support to access internship and job opportunities for 1,900 vulnerable and marginalized youth. To accomplish this, the project will utilize Basic Skills Training, which will be conducted in seven vocational training centers. By offering vocational/technical skills training, the project aims to equip youth with the necessary skills and competencies required for employment. These skills may include technical skills relevant to specific industries, as well as soft skills like communication, teamwork, problem-solving, and time management. Additionally, the project intends to facilitate access to internship and job opportunities for the trained youth. This could involve establishing partnerships with local businesses, organizations, and employers to create pathways for youth to gain practical experience and secure employment. The project may provide support in terms of job placement services, networking opportunities, and career guidance to help the youth navigate the job market successfully. Through this project, marginalized and vulnerable youth in the three Counties will have improved access to training, skill development, and employment opportunities. By enhancing their employability, the project seeks to empower youth to overcome barriers and achieve economic independence, ultimately contributing to their overall well-being and the socio-economic development of the region. Achievements in 2017 262 women and youth attended trainings and coaching sessions at which they learned about business and financial management, marketing, and communication. 38 small enterprises, farms and production sites received loans for business expansion. 95% business loan repayment rate. 32 stable new full-time jobs were created. 85% of women report more effective financial management within business and at home. Women business owners and employees report increased joint financial decision-making at household level. Kilifi County Building the Resilience of Small Sized Aquaculture Enterprises Through Entrepreneurial, Financial and Business Management Training View Project Nakuru, Turkana, Nairobi, Migori, and Kisumu Counties Building the Resilience of Small Sized Enterprises to cope with implications of COVID19 View Project Turkana County Strengthening Entrepreneurial Skills for Refugees and Host Communities in Kakuma Refugee Camp and Kalobeyei settlement, Turkana County View Project ​ Building Socio-Economic Resilience among Youth for Sustainable Peace and Cohesion View Project Project donation Donation Account, Kenya Account Name: Pamoja for Transformation Trust Bank: Cooperative Bank of Kenya Account number: 01128635261807 BANK address: P.O Box 4260-00100 Nairobi Branch: Greenhouse mall Branch Code: 153 SWIFT CODE: KCOOKENA Donation Account, Liechtenstein Account name: Pamoja for Transformation e.V. Bank: Liechtensteinische Landesbank AG, Vaduz, Liechtenstein Account number.: 5475.6939.2001 IBAN: LI52 0880 0547 5693 9200 1 BIC: LILALI2XXXX Previous Next